Social media insurance to cover silly 'slip ups' online

Penny Sparrow isn't the only one who's ever posted something she wishes she hadn't on social media.

That's were social media liability cover comes in.

Insurance providers have launched a product that people can buy to cover costs to defend themselves against potential defamation suits and other legal charges.

Simon Colman, head of commercial solutions at SHA Specialist Underwriters, says that insurance is evolving with the changing forms of communication.

Colman explains that there are conditions under which the insurance will not cover people, depending on the intent and incident.

Racial, cultural and religious comments or posts do not fall under the cover.

The slip up policy will cover legal defence costs and or settlement fees for damages.

Colman says it will be an add on to domestic insurance, at a premium of R8 per month and cover of up to R500 000 a year.

Get the details in the interview:

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