Technobyte

Technobyte: New rules for robots and self-drive cars threaten insurance industry

Members of the European Parliament have called for the adoption of comprehensive rules for how humans will interact with artificial intelligence and robots.

The report makes it clear that it believes the world is on the cusp of a "new industrial" robot revolution.

It looks at whether to give robots legal status as "electronic persons". Designers should make sure any robots have a kill switch, which would allow functions to be shut down if necessary, the report recommends.

www.bbc.com

With a federal election looming in Germany, Facebook is beginning to attach warning labels to made-up stories seen by German users of the website.

The effort, which is an attempt to curb the spread of "fake news" and hoaxes on the site, started in the United States last month.

Now it is expanding to other countries. The choice of Germany is notable because the country's own intelligence agency has raised alarms about a disinformation campaign, including fraudulent stories, intended "to influence the federal election."

money.cnn.com

By 2040, the auto insurance business could drop by 80%, unless it finds a way to adapt to the existential challenges of disruptive technologies, such as autonomous driving and shared mobility.

Personal transportation is on the verge of disruption from several different directions: New technology is reducing the number of accidents; data makes it easier to track driver behavior; ride-sharing is replacing car ownership. Each of these trends could dent the global auto insurance industry.

As they begin to converge, the damage could be irreparable. In mature markets, auto insurance could drop by as much as 80% by 2040, according to a recent Blue Paper report from Morgan Stanley Research and Boston Consulting Group.

www.morganstanley.com

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