How to manage the income from your investments during retirement
There is a new financial planning association that is trying to make a name for itself by creating hype around the dangers of living annuities and the threat they pose to retirees.
Some media outlets have picked up on this up and are running with it.
Ingram believes there is some merit to the argument, but that the concerns are overplayed.
How do you manage income from your investments during retirement when…
Returns from the JSE are low.
Interest rates are dropping.
The rand is trading in a range.
Listed properties are generally struggling and yields might be compromised as the economy stagnates.
Ingram had some advice for investors, and discussed the following:
Diversify sources of income.
Living annuities vs guaranteed annuities.
The merit, or lack of, guaranteed products at this time.
The dangers of overinvesting in rand hedges.
The danger of “binary” decisions (e.g. sit on cash until December’s elective conference, or invest only in developed markets overseas).
For more detail; listen to the interview in the audio below.
Enter your email address in the form below to receive a newsletter containing the most-read articles of the week from Bruce Whitfield’s The Money Show every Friday morning in your inbox.
The Covid-19 pandemic and the economic destruction in its wake has left some of us wondering if we'll ever be able to retire.Read More
Personal finance expert Warren Ingram shares his concerns and offers a few pointers.Read More
Personal finance guru Warren Ingram on why you should consider this risk-free investment, especially if you live off interest.Read More
Personal finance expert Warren Ingram has advice on how to survive – or even thrive – amidst the Covid-19 outbreak.Read More
Personal Finance expert Maya Fischer-French on the pros/cons of dipping into credit insurance vs opting for a debt relief holiday.Read More
Warren Ingram, wealth planner, has sensible advice for investors in gloomy times.Read More
Markets are in turmoil in the wake of the coronavirus. How can you ''quarantine" your funds in a safe space?Read More
Wealth builder Warren Ingram on how the new budget affects you.Read More
The US market has a big impact on all markets and when they get flu, South Africa sneezes.Read More
We ask financial planner Warren Ingram to help get our tax ducks in a row.Read More