How to never-ever fall prey to ID theft… and info about a free service if you do

Consumer confidence is on the up, and the economy is showing tentative signs of life.

Along with increased economic activity comes an increase in identity theft, says Manie van Schalkwyk of the South African Fraud Prevention Service (SAFPS).

A great deal of ID theft occurs online, while some fraudsters resort to scrounging through office waste and household rubbish looking for discarded information.

If you suspect identity fraud – or if you lost your ID, or passport - you may apply for Protective Registration on the SAFPS website.

This will give you added security and will alert the credit provider or bank that your ID number has been compromised.

This service is free of charge.

Do not:

  • Don't carry unnecessary personal information in your wallet or purse.

  • Do not be a victim of waste retrieval. Never throw away documents with your bank account details, or other personal information without first destroying the information – either shred or burn it (do not tear it up or put it in a garbage or recycling bag).

  • Do not disclose personal information such as passwords and pins when asked to do so by anyone via telephone, fax or even email.

  • Do not write down pins and passwords, and avoid obvious choices like birth dates and first names.

  • Do not use the information that may have been compromised. Rather use other personal information that you have not used previously to confirm your identity in future.

  • Don't use any Personal Identifiable Information (PII) as a password, user ID or personal identification number (PIN).

  • Don't use internet cafes or unsecure terminals, hotels, conference centres, etc. to do your banking.

Do:

  • Store personal and financial documentation safely. Always lock it away.

  • Register a new email account.

  • Implement dual authentication for all accounts and products, especially for financial service products.

  • Register for SMS notifications to alert you when products and accounts are accessed.

  • Conduct regular credit checks to verify whether someone has applied for credit using your personal information and, if so, advise the creditor immediately.

  • Investigate and register for credit related alerts ordered by credit bureaux.

  • Check all your account statements regularly.

  • Keep pin numbers and passwords confidential.

  • Verify all requests for personal information and only give it out when there is a legitimate reason for doing so.

  • Use strong passwords for all your accounts.

  • Change your passwords regularly and never share them with anyone else.

  • Should your ID or driver’s licence get stolen, report it to SAPS immediately.

The Money Show’s Bruce Whitfield interviewed Van Schalkwyk.

Listen to the interview in the audio below (and/or scroll down for quotes from it).

We’re a non-profit organisation… We assist consumers who are victims of identity fraud.

Manie van Schalkwyk, South African Fraud Prevention Service

We definitely see new stuff… especially when it comes to cybercrime… [but] people are still falling for some of the same stuff…

Manie van Schalkwyk, South African Fraud Prevention Service

Treat your ID document like you would treat cash…

Manie van Schalkwyk, South African Fraud Prevention Service

Enjoy The Money Show, but miss it sometimes?

Get the best bits emailed to you daily, right after it ends:

Subscribe to our mailing list

* indicates required

Recommended

by NEWSROOM AI

702 welcomes all comments that are constructive, contribute to discussions in a meaningful manner and take stories forward.

However, we will NOT condone the following:

  • Racism (including offensive comments based on ethnicity and nationality)
  • Sexism
  • Homophobia
  • Religious intolerance
  • Cyber bullying
  • Hate speech
  • Derogatory language
  • Comments inciting violence.

We ask that your comments remain relevant to the articles they appear on and do not include general banter or conversation as this dilutes the effectiveness of the comments section.

We strive to make the 702 community a safe and welcoming space for all.

702 reserves the right to: 1) remove any comments that do not follow the above guidelines; and, 2) ban users who repeatedly infringe the rules.

Should you find any comments upsetting or offensive you can also flag them and we will assess it against our guidelines.

702 is constantly reviewing its comments policy in order to create an environment conducive to constructive conversations.

Read More
‘Americans are brilliant at consumerism! Brilliant!’ (lessons from the US of A)

‘Americans are brilliant at consumerism! Brilliant!’ (lessons from the US of A)

Bruce Whitfield interviews Aurik Business Accelerator founder Pavlo Phitidis for his weekly small business feature.

R8 million Rubens masterpiece found in SA after languishing on a wall since 1932

R8 million Rubens masterpiece found in SA after languishing on a wall since 1932

Smuggled out of Germany in the 1930s, then forgotten in Joburg. Bruce Whitfield interviews fine art specialist Luke Crossley.

‘NHI is like building a house with no land on which to put it’

‘NHI is like building a house with no land on which to put it’

It looks good, and necessary. But there are some serious issues that need sorting out, says Neil Kirby in this interview.

How to make your first R1 million (after that it just becomes so much easier)

How to make your first R1 million (after that it just becomes so much easier)

Rich. Wealthy. Financially free... Call it what you will; the first million is how you get there. Warren Ingram on his book...

Hate plastic? Grocer Nude Foods doesn’t have any of it! It’s also cheaper…

Hate plastic? Grocer Nude Foods doesn’t have any of it! It’s also cheaper…

The concept is not new, or a hipster fad. The Money Show’s Bruce Whitfield interviews Nude Foods founder Paul Rubin.

Solutionist Thinking: In Conversation with Reuel Khoza

Solutionist Thinking: In Conversation with Reuel Khoza

In the first episode of Solutionist Thinking with RMB, Bruce Whitfield speaks with author, businessman and trailblazer Reuel Khoza.

Popular articles
Why the PAC wants South Africa renamed Azania

Why the PAC wants South Africa renamed Azania

Pan Africanist Congress's Narius Moloto explains why it supports the name Azania, a word which he says has Arabic origins.

Is the lovable Winnie The Pooh a boy or girl?

Is the lovable Winnie The Pooh a boy or girl?

A trending Twitter debate has left social media users arguing over whether Winnie the Pooh is a girl or boy.

UPDATE: Chilling WhatsApp from Marli van Breda's ex-boyfriend read out in court

UPDATE: Chilling WhatsApp from Marli van Breda's ex-boyfriend read out in court

Marli van Breda's ex took the stand in the trial of triple murder accused Henri van Breda.

Douw Steyn is one of Africa’s richest (yet you may not have heard of him)

Douw Steyn is one of Africa’s richest (yet you may not have heard of him)

Bruce Whitfield interviews Forbes Africa's Chris Bishop to find out more about this lesser known South African billionaire.

3 easy questions could bag you R2000!

3 easy questions could bag you R2000!

WIN R2000! But only if you can prove you're a whiz of the MTN Biz Quiz by answering the following three questions...

Blesserfinder: Matching you with a sugar daddy near you

Blesserfinder: Matching you with a sugar daddy near you

Is social trend Blesserfinder, where girls are allegedly matching up with rich 'benefactors' in exchange for sex, a real thing?