6 Insurance tips to cover mishaps linked to load shedding
What are the insurance implications for households affected by load shedding?
From power surges and spoiled food to fires and criminal opportunists, Eskom’s load shedding poses a number of risks at home, says insurance quote provider Hippo.co.za
Hippo says it has recorded an increase in the range and types of claims it's receiving as a result of load shedding.
Hippo's Sharney Nel advises home insurance clients to check the terms and conditions of their insurance policies.
Nel adds that clients must do their best to protect their assets and appliances from potential damage in order to avoid repudiated claims.
Below is some of her key advice:
- Be cautious when lighting and blowing out candles during power outages.
- Minimise fire risk by being mindful of where candles and other flammable objects are placed.
- Check whether your home contents' insurance also includes the contents of your fridge.
- If so, keep your grocery receipts for cases where food goes off as a result of prolonged outages.
- Invest in power surge plugs to minimise the risk of damaged appliances.
- Be pro-active about your home security and have contingency measures for when alarm systems and gates are compromised.
Because people are using more candles, there's definitely a higher risk in terms of fires.Sharney Nel, Spokesperson - Hippo.co.za
Look at alternative ways, such as oil lamps or things that are safer in terms of reducing the fire risk.Sharney Nel, Spokesperson - Hippo.co.za
See what your insurance states in terms of damage to appliances.Sharney Nel, Spokesperson - Hippo.co.za
Make sure that you've looked at security, alarm systems, gates and all the things that impact your premium payment.Sharney Nel, Spokesperson - Hippo.co.za
Listen to the insurance advice in detail:
This article first appeared on CapeTalk : 6 Insurance tips to cover mishaps linked to load shedding
President Cyril Ramaphosa and former SA presidents were among those joining Mlangeni for his virtual birthday celebration.Read More
Western Cape Premier Alan Winde reports back after meeting President Cyril Ramaphosa and his ministerial team in Cape Town.Read More
Naptosa executive director Basil Manuel says teachers and their families need ready access to psychological support.Read More
The famed SA choir has released a second song produced during lockdown with the boys performing from their homes.Read More
Health Minister Zweli Mkhize announced on Friday that the cumulative number of confirmed COVID-19 cases in South Africa is 43,434.Read More
TimesLIVE has reported on the work of an academic who is encouraging municipalities to monitor groundwater close to cemeteries.Read More
Joanne Joseph spoke to the acclaimed HIV researcher about her work.Read More
Kings has been appointed the acting editor-in-chief for the Mail & Guardian.Read More
SHRC developmental, capable and ethical state division director Prof Narnia Bohler-Muller details the survey.Read More
Eyewitness News reporter Shamiela Fisher gives details into President Cyril Ramaphosa's visit to the province.Read More
The clinical sexologist tells Eusebius McKaiser that it is important for parents to initiate the conversation.Read More
Karo director John Karle suggests simple steps to improve the way you work at home using items around the house.Read More
Human potential and parenting expert Nikki Bush shares her insights and knowledge.Read More
Business and executive coach Dawn Klatzko shares her insights.Read More
Anxiety, depression and insomnia are only some of the negative effects of lockdown according to an online poll by Ipsos.Read More
The documentary called 'The Edge of Existence' will be launched after lockdown.Read More
This weekend’s song list for Richard Nwamba's “This is Africa” show celebrating Africa Month.Read More
"This is Africa with Richard Nwamba" will feature 10 of the continent's legendary names.Read More
An Ipsos poll found that under-exercising, insomnia and depression have also been problems for South Africans under lockdown.Read More
The icon says now is actually an important time for music because it can travel much further than any language can.Read More