Surviving the ‘Janworry’ blues after the festive hangover
Overspending over the festive season is quite common.
In January new school gear needs to be bought and those debit orders have all gone up.
There's a joke that January is actually six weeks long.
It's time to keep a cool head - and do not borrow from Peter to pay Paul, says this financial educator.
Speak to your insurers - there are products called premium holidays. Find out if they have premium holidays.
John Manyike, head of Financial Education - Old Mutual
These loyalty and awards cards - do not underestimate them. Use them.
John Manyike, head of Financial Education - Old Mutual
You really need to take what drastic measures you can take - even if it means not eating meat.
John Manyike, head of Financial Education - Old MutualYou
Do not try to maintain your status while you are suffering..
John Manyike, head of Financial Education - Old Mutual

Listen to the sound clip below.
Get the 10 most-read articles of the week from Bruce Whitfield’s The Money Show, emailed to you every Friday morning.
More from Business

'State-sponsored corruption should outrage South Africans' - Sars commissioner
'I'm infuriated!' Commissioner Edward Kieswetter says he feels the need to speak truth to power. Strong words on The Money Show.
Read More
As export sales boost profit, Distell (Savanna, Klippies) eyes Africa expansion
Despite the killer liquor bans in SA, Distell posted a double-digit profit for 2nd half of 2020 says Group CEO Richard Rushton.
Read More
Woolworths' online food sales soar, but fashion business 'disappointing'
Woolworths is not paying an interim dividend, despite strong profit increase. The Money Show interviews Group CEO Roy Bagattini.
Read More
Discovery results: 'Strong operating performance, well-positioned for growth'
Earnings were negatively impacted by exchange rate volatility but Covid-19 provisions resilient, says Group CEO Adrian Gore.
Read More
Strong recovery for 2nd half of 2020 sees Anglo American weather a tough year
'I am immensely proud of how our team of more than 95,000 people across Anglo American pulled together' says CEO Mark Cutifani.
Read More
Sars plans to tax retirement funds if you leave SA, target offshore assets
The proposal to tax retirement fund members when no longer tax-resident in SA is not unreasonable, says Prof. Osman Mollagee.
Read More
Med scheme covers chemo treatment but not weekly Covid test required by hospital
Consumer ninja Wendy Knowler follows up on the case of a patient who'd been paying his membership dues for more than 40 years.
Read More
No tax increases: A 'good news' Budget but SA not out of the woods
'We owe a lot of people a lot of money' says Tito Mboweni. Wide-ranging reaction to Budget 2021 on The Money Show.
Read More
Facebook and Australia, what it means for the rest of us
Will the deal with Australia help publishers around the world?
Read More
How much more alcohol will cost you after Mboweni's 2021 Budget Speech
Once again this year, you’ll be paying more for your sins.
Read More