Death and taxes.
We must pay tax - every single cent that is due.
But we must make sure we don't pay more than is due.
There are a few key things to do to maximise your savings while reducing your tax and a few good ideas.
The first one is a tax free savings account - we're allowed 33-thousand a year.
That's a great contribution to make to your savings.— Warren Ingram, financial adviser, wealth planner
It's hard to be rational and calm about the proposals about government wanting a percentage of pension funds.
The horror stories I'm hearing is people pulling out of their funds because they're convinced it's going to be implemented.
But a retirement fund is still a way to get a nice big tax break.— Warren Ingram, financial adviser, wealth planner
LIsten to the full sound clip with more advice on tax free savings, unit trusts and share investments, below.
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