You work hard for your money, but how hard is your money working for you? How should you invest it? Shares, unit trusts, index funds, policies, property, annuities or savings account? Have you got enough stashed away for a rainy day? Or for your retirement? And what about debt? Take responsibility for your personal finances, by reading and listening to the advice from our personal finance advisors.
Time. It’s the most important factor, says Sam Beckbessinger, author of “Manage Your Money like a F*cking Grownup”.