How to manage the income from your investments during retirement
There is a new financial planning association that is trying to make a name for itself by creating hype around the dangers of living annuities and the threat they pose to retirees.
Some media outlets have picked up on this up and are running with it.
Ingram believes there is some merit to the argument, but that the concerns are overplayed.
How do you manage income from your investments during retirement when…
Returns from the JSE are low.
Interest rates are dropping.
The rand is trading in a range.
Listed properties are generally struggling and yields might be compromised as the economy stagnates.
Ingram had some advice for investors, and discussed the following:
Diversify sources of income.
Living annuities vs guaranteed annuities.
The merit, or lack of, guaranteed products at this time.
The dangers of overinvesting in rand hedges.
The danger of “binary” decisions (e.g. sit on cash until December’s elective conference, or invest only in developed markets overseas).
For more detail; listen to the interview in the audio below.
Enter your email address in the form below to receive a newsletter containing the most-read articles of the week from Bruce Whitfield’s The Money Show every Friday morning in your inbox.
Personal financial adviser Warren Ingram says active fund managers in South Africa have had a terrible time.Read More
Warren Ingram, wealth creator, answers listeners' questions about safe investing in anxious times.Read More
Did you know that the Trustees of retirement funds don’t have to pay it out to your nominated beneficiary?Read More
What is the concept of "market timing" and how can it help investors?Read More
The Covid-19 pandemic and the economic destruction in its wake has left some of us wondering if we'll ever be able to retire.Read More
Personal finance expert Warren Ingram shares his concerns and offers a few pointers.Read More
Personal finance guru Warren Ingram on why you should consider this risk-free investment, especially if you live off interest.Read More
Personal finance expert Warren Ingram has advice on how to survive – or even thrive – amidst the Covid-19 outbreak.Read More
Personal Finance expert Maya Fischer-French on the pros/cons of dipping into credit insurance vs opting for a debt relief holiday.Read More
Warren Ingram, wealth planner, has sensible advice for investors in gloomy times.Read More