Streaming issues? Report here
Bongani Bingwa 702 Gradient Bongani Bingwa 702 Gradient
Breakfast with Bongani Bingwa
06:00 - 09:00
volume_up
volume_mute

Up Next: The Clement Manyathela Show
See full line-up
Breakfast with Bongani Bingwa
06:00 - 09:00
Home
arrow_forward
Business

Personal Finance Feature - Equity fund vs index investing

2 July 2020 8:43 PM
Tags:
Warren Ingram
index investing
Equity funds

Personal financial adviser Warren Ingram says active fund managers in South Africa have had a terrible time.

If you have looked at your investment statements over the past five years, you have reason to wonder why you pay what you do to people who manage your money when you don't get the returns you might have expected.

Of course, markets do go up and down and the country's politics cannot be ignored but if you pay a large fee to an active manager, you would expect a "superlative return".

Bruce Whitfield on The Money Show speaks to Warren Ingram, personal financial adviser and executive director at Galileo Capital, for more.

Active fund managers in South Africa - big and small- when choosing shares, have had a terrible time, partly because of the economy and partly because of factors like lack of skills. If they were deeply skillful and understood their companies incredibly well, they should have stood on less landmines than they have. Unfortunately the data is not kind to them.

Warren Ingram, Personal financial adviser and executive director - Galileo Capital

There is a company called Standard & Poor's Dow Jones indices. They look and indices around the world, do a lot of research and say: 'Ok, let us look at how fund managers compare to these indices around the world and in different markets.'

Warren Ingram, Personal financial adviser and executive director - Galileo Capital

They're telling us that at the of 2019, 93% of all South African fund managers who manage share portfolios or equity funds cannot beat the top 50 share indices in South Africa.

Warren Ingram, Personal financial adviser and executive director - Galileo Capital

Listen below for the full interview...


2 July 2020 8:43 PM
Tags:
Warren Ingram
index investing
Equity funds

More from Personal Finance with Warren Ingram

Retirement planning personal finance 123rfpersonalfinance 123rflifestyle 123rf

What does the contentious Regulation 28 mean for your retirement funds?

30 July 2020 8:23 PM

On The Money Show, finance expert Warren Ingram explains why he believes the pros of the regulation outweigh the cons.

Share this:
Read More arrow_forward

Woman saving money piggy bank mask 123rf 123rfbusiness 123rflifestyle

Supersaver Julia has changed lives, and she can change yours! – Bruce Whitfield

9 July 2020 3:00 PM

Need the inspiration to save? The Money Show’s Bruce Whitfield interviews “Supersaver Julia” at around 7:15 pm tonight.

Share this:
Read More arrow_forward

Missing Image Placeholder

Scared that you may lose your life savings?

25 June 2020 8:07 PM

Warren Ingram, wealth creator, answers listeners' questions about safe investing in anxious times.

Share this:
Read More arrow_forward

Contract

No guarantee that your nominated beneficiary will get your money when you die

18 June 2020 7:58 PM

Did you know that the Trustees of retirement funds don’t have to pay it out to your nominated beneficiary?

Share this:
Read More arrow_forward

covid-19 coronavirus economy 123rfbusiness 123rflifestyle 123rf recession

Personal Finance Feature: Timing the market

11 June 2020 7:52 PM

What is the concept of "market timing" and how can it help investors?

Share this:
Read More arrow_forward

Missing Image Placeholder

How to plan for retirement during the Covid-19 crisis

28 May 2020 7:47 PM

The Covid-19 pandemic and the economic destruction in its wake has left some of us wondering if we'll ever be able to retire.

Share this:
Read More arrow_forward

Old house abandoned namibia 123rfbusiness 123rflifestyle 123rf

What will become of South Africa's property market and industry after lockdown?

30 April 2020 7:52 PM

Personal finance expert Warren Ingram shares his concerns and offers a few pointers.

Share this:
Read More arrow_forward

piggy-bank-coins-money-budget-savings-personal-finance-123rf

Earn up to 11.5% interest on one of the safest investments around

16 April 2020 7:33 PM

Personal finance guru Warren Ingram on why you should consider this risk-free investment, especially if you live off interest.

Share this:
Read More arrow_forward

Piggy bank mask covid-19 coronavirus 123rfbusiness 123rflifestyle 123rf

'If you still have a job, get rid of your debt as fast as you can'

2 April 2020 8:04 PM

Personal finance expert Warren Ingram has advice on how to survive – or even thrive – amidst the Covid-19 outbreak.

Share this:
Read More arrow_forward

household-bills-debt-expenses-money-finances-black-young-couple-worried-123rf

Struggling to pay a debt? Your options: credit insurance vs debt relief holiday

1 April 2020 6:29 PM

Personal Finance expert Maya Fischer-French on the pros/cons of dipping into credit insurance vs opting for a debt relief holiday.

Share this:
Read More arrow_forward